Reinventing Cross-Border Payments with a PayFi Experience Built for Real Users

We partnered with Remittix to design a PayFi platform that brings the speed and efficiency of crypto to traditional banking—without exposing users to complexity, volatility, or technical onboarding. The result is a seamless, bank-like experience powered by blockchain performance under the hood.

ft.
Short summary
Industry
FinTech / PayFi / Cross-Border Payments
Location
Global
Timeline
2025

Remittix is a PayFi platform that connects blockchain rails with traditional financial systems, allowing businesses and individuals to receive crypto payments that are instantly converted to fiat and paid out directly to any bank account. The goal was to design a user experience that feels familiar, safe, and compliant—while leveraging the speed, cost efficiency, and global reach of decentralized infrastructure.

We covered product strategy, UX architecture, UI execution, motion, and a scalable design system across all core flows.

The challenge

Despite the growth of blockchain, global businesses still face slow payouts, high FX fees, complex settlement processes, and uncertainty around volatility. Traditional payment systems are costly and inefficient, while crypto-native tools often feel intimidating and inaccessible to the mainstream audience Remittix targets. Key challenges included:

  • Cross-border transfers are slow, expensive, and bureaucratic
  • Crypto payments require technical knowledge most users don’t have
  • Companies struggle with managing volatility, wallets, custody, and compliance
  • Chargebacks and FX costs heavily impact business profitability
  • Existing crypto payment solutions feel more like developer tools than real financial products

DECODE are one of our most trusted suppliers and we’re pleased to have them as a partner.
Alastair Mitchell
Senior Vice President Engineering 
Business Cash Flow
Drastically faster settlement cycles
Zero FX fees and no chargebacks
Immediate operational savings

Remittix succeeded in transforming complex crypto settlement flows into an experience that takes just a few clicks—no technical knowledge required.

Simplified global expansion, enabling payouts to any bank account. The final product allows users and businesses to access global markets in minutes, not days—blending the best of crypto speed with the familiarity of traditional finance.

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